No Equity? Behind on Payments? Facing Foreclosure?
Stop Foreclosure and Save your Credit with a Short Sale
A short sale can help people who are behind on their mortgage payments, can no longer afford their homes, but want to avoid foreclosure regardless of good or bad credit. We have a team of certified short sale specialists, who can offer foreclosure prevention services and will negotiate with your lender to help save your credit.
What’s a Short Sale? A short sale is a pre-foreclosure arrangement with a lender, whereby they will allow an owner to sell a property for less than the amount of the current mortgage balance. The owner is unfortunately what lender’s call “upside down.”
The most common reasons you should consider our Palm Beach Short Sale Services:
1. NO UPFRONT MONEY OR FEES REQUIRED 2. You owe more on your property than it’s worth 3. Your payments have significantly increased due to an ARM interest rate adjustment 4. Your moving to a new area and can’t sell your home or afford double payments 5. You are an investor who got over extended with properties or payments 6. You lost your job or experienced a significant decline in income 7. Foreclosures in your neighborhood or area have destroyed property values 8. You want to avoid a default judgment from your lender 9. You want to avoid the credit devastation of a foreclosure
What are the Benefits to the Seller with a Palm Beach Short Sale?
• NO UPFRONT MONEY OR FEES REQUIRED • Eliminates mortgage debt and ongoing payments • Seller can remain in the property during the process without making payments • Closing costs and real estate commissions are paid by the lender • Avoids foreclosure and the disastrous affect on your credit • Can help avoid the need to file bankruptcy • You will have a team of certified professionally trained short sale specialists protecting your best interest
Why would a Bank Lender allow a Palm Beach Short Sale?
• The bank does not want to own your property • The foreclosure process is costly, unpleasant and can be a lengthy process. • Depending on the circumstances, many times a short sale is in the banks best interest
What’s the Palm Beach Short Sale Process?
1. Find out if a Short Sale fits your individual situation. Get prequalified. We offer a free phone consultation with one of our short sale specialist team members. 2. Complete a listing agreement and we aggressively market your property for sale. 3. A hardship Package is completed and submitted to the lender. 4. When a purchase offer is received, it’s submitted to the lender for approval. 5. Our professional mitigation team negotiates with the lender and buyer until a sale is approved. 6. Once approved, the file moves to closing.
The short sale process can be very complicated, one that requires patience, persistence and a great deal of experience. All lenders prefer to work with Realtors who have mastered the intricacies of short sales. We will PROTECT your interests, financial information and documentation at all times. Also, as long as this property is your primary residence, you may be released from all IRS tax obligations for the forgiven debt (consult your tax advisor). Given the fact our professional short sale services are provided to you at NO COST, if you feel a Short Sale may be your best option, call us for a FREE – NO OBLIGATION consultation.
Important Notices property owners should be aware of:
Beware of fraudulent offers, do not sign over the Deed or Title of your property to anyone claiming they will find a buyer or they can "cash you out". Only work with licensed Realtors & Attorneys.
Do not be in denial. Foreclosure has a very specific timeline and you must act quickly. Early intervention is often the key to success. If you don't talk with us, make sure you talk with someone reputable. WE ARE ON YOUR SIDE, NOT YOUR LENDERS!
No Equity? Behind on Payments? Facing Foreclosure?
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South Florida Real Estate Associates - Service Areas
Broward: Coconut Creek, Cooper City, Coral Springs, Dania Beach, Davie, Deerfield Beach, Fort Lauderdale, Hallandale, Hillsboro Beach, Hollywood, Lauderdale by the Sea, Lauderdale Lakes, Lauderhill, Lighthouse Point, Margate, Miramar, North Lauderdale, Oakland Park, Parkland, Pembroke Park, Pembroke Pines, Plantation, Pompano Beach, Sea Ranch Lakes, Sunrise, Tamarac, Weston and Wilton Manors.
Miami-Dade: Aventura, Bal Harbour, Bay Harbor Islands, Biscayne Park, Coconut Grove, Cocoplum, Coral Gables, Cutler Ridge, Doral, East Kendall, El Portal, Florida City, Gables Estates, Golden Beach, Hialeah, Hialeah Gardens, Homestead, Indian Creek, Kendall, Key Biscayne, Keys Gate, Medley, Miami, Miami Beach, Miami Gardens, Miami Lakes, Miami Shores, Miami Springs, North Bay Village, North Miami, North Miami Beach, Pinecrest, South Miami, Sunny Isles Beach, Surfside, The Hammocks, Villages of Homestead, Virginia Gardens, West Kendall and West Miami.
Palm Beach: Aberdeen, Atlantis, Belle Glade, Boca Raton, Boynton Beach, Briny Breezes, Delray Beach, Glen Ridge, Greenacres, Gulfstream, Haverhill, Highland Beach, Hypoluxo, Juno Beach, Jupiter, Jupiter Inlet Beach Colony, Lake Clarke Shores, Lake Park, Lake Worth, Lantana, Loxahatchee, Manalapan, Mangonia Park, North Palm Beach, Ocean Ridge, Pahokee, Palm Beach, Palm Beach Gardens, Palm Beach Shores, Palm Springs, Poinciana, Riviera Beach, Royal Palm Beach, South Bay, South Palm Beach, Tequesta, Villages of Oriole, Wellington, West Palm Beach and Westgate.
SE Florida Metro Service Areas - Tri County: Broward,Miami-Dade & Palm Beach
FL Realty Agents: Provides services to home buyers and sellers in Southeast Florida, including FREE MLS (multiple listing service) search, new construction homes, preconstruction property, foreclosures, short sales and bank owned REO property in South FL. We are experienced Florida real estate agents and brokers that can represent you in the buying process as a buyers agent or help you in selling a home in (Broward, Miami-Dade & Palm Beach) county. About us
Florida Short Sale Agents: A Florida short sale offers homeowners a way to avoid foreclosure and help save their credit. We have a team of licensed Florida Realtors and loss mitigation experts who specialize in pre-foreclosures and the short sale of all kinds of property. We have you covered in all the South Florida tri county (Broward, Miami-Dade, & Palm Beach) metro areas like Miami short sale - Fort Lauderdale short sale & Palm Beach Short Sale.
All our agents are licensed by the State of Florida DPBR; active members of the Greator Fort Lauderdale Board of Realtors, Florida Association of Realtors and National Association of Realtors.
Miami Real Estate Agents - Lauderdale Real Estate Agents - Palm Beach Real Estate Agents - Miami Short Sales - Lauderdale Short Sales - Palm Beach Short Sales